No doubt your circumstances may have changed since you took out your existing mortgage so we’ll do a full review of how to maximise your budget and minimise your cost in one smooth movement.
Moving home can be a daunting prospect with potentially having family, work or even pets into the equation – but we are here to minimise the impact on your day to day life and to ensure it is an emotionally and financially rewarding experience!
First of all it will be important to understand if it is more cost effective or beneficial for you to repay your existing mortgage in place of a new loan completely, or if you are in an attractive or fixed rate deal we will explore how porting that mortgage, or taking it with you, could potentially save you hundreds or thousands in lender fees.
We’ve also got a nifty calculator we can complete with you to ensure you have a breakdown of all of the potential sale and purchase costs, as well as business partners who can help with estate agency, accountancy, conveyancing, surveying or home removals services (and more), so don’t be afraid to ask if we can do anything else to help!
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is £495.
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