The first-time buyer’s guide to saving a property deposit
Saving a deposit to buy your first home might seem like a daunting task. Download your copy of this practical guide to discover what you need to know and pick up some handy tips that could help you become a proud homeowner.
How to use your mortgage to fund a renovation project
Almost half of homeowners took on a renovation project last year. Whether you want to update your bathroom or build an extension, your mortgage could offer a way to fund your home improvement plans.
3 key mortgage differences if you’ll be buying a second property
Are you thinking about buying a second property? Whether you want to use it as a holiday home or as a base when you’re working away, there could be plenty of benefits. Find out some of the key differences you need to know when taking out a mortgage for a second property.
The potential money saving benefits of locking in a mortgage deal early
There’s speculation that the Bank of England will cut its base interest rate further this year. If your mortgage deal comes to an end soon, you might worry about locking in a new deal as a result. Yet, it could still be beneficial and save you money.
The gender protection gap: Do you have enough cover?
Research suggests women homeowners are less likely to have income protection than their male counterparts. It could leave them in a vulnerable position if they face a financial shock.
The property survey essentials home buyers need to know
In many cases, you don’t need to commission a property survey when buying a home, but it could be useful and put your mind at ease if you have concerns. Read about the different options and which one could be right for you.
5 sensible steps to take if your fixed-rate mortgage deal ends in 2024
While the Bank of England has started to cut its base interest rate, many homeowners with fixed-rate mortgages that end this year will still see their outgoings rise. If your mortgage deal will end soon, discover some of the sensible steps you may want to take.
5 interesting figures that prove financial protection could provide a valuable safety net
It’s a common misconception that financial protection doesn’t pay out when you need to make a claim. Yet, the statistics prove taking out appropriate protection could provide a useful safety net when you need it most. Discover some key figures that highlight why you might want to consider financial protection.
The hidden costs you may need to consider when buying a period property
Around a fifth of homeowners live in a building defined as a period property. Research suggests period home owners are spending the equivalent of £700 every month on maintaining their property.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is £495.